Terms of Use
Terms covering educational use, estimates, external sources, intellectual property, availability, and limitations.
Effective date: July 21, 2026
Educational use
The site provides general educational information and planning tools. It does not provide financial, tax, legal, investment, insurance, lending, medical, veterinary, or real-estate advice.
No guarantee
Data may be delayed, revised, averaged, incomplete, or unsuitable for a specific decision. Calculator results are estimates and do not guarantee affordability, approval, savings, pricing, or outcomes.
User responsibility
Verify current local prices, contracts, laws, taxes, insurance terms, and professional advice before acting. Do not rely on the site as the sole basis for a major financial decision.
External links
Links to government and third-party sources are provided for reference. We do not control their availability, accuracy, privacy practices, or content.
Intellectual property
Original site design, text, and code are protected by applicable law. Government data and linked source materials remain subject to their respective terms.
Availability
The site may change, suspend, or remove tools without notice. No warranty is made that the site will be uninterrupted or error-free.
Liability
To the extent permitted by law, the owner is not liable for losses resulting from reliance on estimates, errors, interruptions, or third-party content.
Owner details
Replace the brand email and add the legal business name, address, governing law, and dispute terms before launch.